Who Does Medicare Insurance Benefit?

Medicare insurance is for people who are aged 65 and above, and it is also available for people below this age who have a disability. This coverage offers help for those who need home health care in the form of ongoing assistance in the comfort of their dwelling. This can include aiding with everyday tasks, such as bathing and dressing, and can also entail providing emotional support. 

It can also pay for needed tests and lab work as well as hospital stays for more serious illnesses. Medical equipment for those needing beds and mobility devices is also available, and outpatient doctor visits are also covered. 

Patients who have Lou Gehrig’s disease, known also as ALS or amyotrophic lateral sclerosis, are automatically accepted into Medicare, and your Right Choice Insurance and Taxes agent can give you more specifics. Tucson, AZ residents diagnosed with permanent kidney failure that is in need of a kidney transplant or who must have dialysis on a regular basis and have paid into Social Security for a specified length based on age are also eligible. 

Requirements for Medicare specify that you must be a U.S. citizen or that you must have resided in the country for at least five years as a legal resident. You must also be approved for social security, whether or not you are currently receiving a payout, by having worked to earn enough credits to receive this benefit. You can also qualify if you have railroad retirement or if you or your spouse are government employed and have paid Medicare payroll taxes on your paycheck. 

Right Choice Insurance and Taxes Can Assist You 

We specialize in providing insurance products and services that suit your everyday needs. We serve clients who live in Tucson, AZ and invite you to reach out to us by phone, internet or stop in person to discuss your situation today.