Drivers in Tucson, AZ are required to have liability insurance by law before they can register their vehicles, and this must be purchased through a provider authorized to do business in the state. Your Right Choice Insurance and Taxes representative can better help you understand the options available to you, and when doing so, it is vital to avoid the following common mistakes.

Car Insurance Mistakes to Avoid 

Withholding All Pertinent Info

It is tempting to put things in a better light than is entirely true, as moving violations and accidents can be embarrassing. Even so, your insurance company is there to help you obtain adequate protection in the event of a collision, and they need to have all the details regarding your driving history. Being honest and upfront is beneficial for all parties to ensure the best and most accurate coverage. 

Insuring All Drivers on All Vehicles

Your teenager may be costlier to insure, and it’s not necessary to add them to every automobile you own. It makes sense to be choosy about which cars you opt to allow your younger drivers to use, depending on the value and performance, and speed capabilities they possess. 

Not Exploring Available Discounts

You may be eligible for a variety of price reductions, and these can be based on variables, such as employer affiliations. It’s also important to calculate how many miles you intend to drive each year and to communicate this precisely. In addition, other opportunities for saving money may exist based on younger drivers taking a driver education course and keeping their grades up. You can also inquire about bundling various policies together. 

Get The Right Policy For Your Vehicle Today

Right Choice Insurance and Taxes takes pleasure in serving customers living in the Tucson, AZ area and is available to answer any questions you may have about our products and services. Reach out to us today for more information. 

It can be dangerous to drive in bad storms, whether you are driving in snow, sleet, thunderstorms, or something much worse. If you are able to stay home, you should. However, if you have to drive, you need to use caution. Right Choice Insurance and Taxes in Tucson, AZ offers the following to help you drive safely in bad storms:

Tips to Drive Safely In Bad Storms

Be prepared. You should always make sure that your vehicle is ready for a bad storm. Always make sure that you have plenty of gasoline. You also want to make sure that your windshield wipers are good and your lights work. You may want to leave some water and snacks in your car, just in case you get stuck.

Give yourself plenty of time. You should never rush when you are driving in bad weather. Give yourself extra time to get where you are going. This allows you to drive slowly and carefully until you get where you are going.

Slow down. Drive slower than normal. Wet roads are slippery, so use more caution when turning and stopping. You should never slam on your brakes or try to accelerate quickly. This is just asking for trouble.

Always use your headlights. Whenever visibility is down, you need to use your headlights. This isn’t just to help you see. It is to let others see you.

Keep your windows clear. You may need to use the defroster (or air conditioner) in order to see as clearly as possible.

You should always drive carefully, no matter what the weather is. It also helps to have insurance. In order to protect yourself, you need to make sure that you have enough insurance for your automobile. Don’t hesitate to contact us today at Right Choice Insurance and Taxes in Tucson, AZ.

You faithfully renew your auto insurance every year in Tucson, AZ, but do you know what’s covered by your car insurance policy? Auto insurance from Right Choice Insurance and Taxes covers you in many areas, but today we highlight four areas covered by your auto insurance.

Liability protection

Auto insurance protects you when you are at fault for an accident. For instance, auto insurance saves the day if you cause an accident that leads to bodily injury of other road users. Additionally, car insurance shields you from property damage and legal suits emanating from third parties.

Medical payments protection

Following an accident, car insurance pays for the medical costs for you and your passengers. And unlike a health insurance plan, personal injury protection (PIP) coverage pays for partial loss of income if the injuries sustained prevent you from resuming your place of work.

Asset protection

Whether your car is totaled or damaged due to a covered peril, your insurer takes care of the damages or replacement up to your coverage limit. This way, you don’t have to start from scratch or incur out-of-pocket expenses when the unthinkable happens.

Emergency coverage

While your car brings joy and convenience, sometimes it can break down when least expected. Thankfully, if you have invested in roadside assistance coverage, you don’t have to worry when your car stalls miles away from home.

Depending on your coverage, roadside assistance offers the below services:

• Battery jumpstarting
• Towing
• Puncture repair
• Towing
• Minor roadside repairs

While auto insurance is compulsory, there are other reasons why you must invest in car insurance.

Buy Arizona car insurance today!

Are you looking for auto insurance that covers you beyond the basics? Please get in touch with Right Choice Insurance and Taxes based in Tucson, AZ. We will provide you with affordable car insurance that meets your budget and driving style.

Auto insurance is an age-old practice in the US, yet it’s ridden with multiple myths. Like other myths, auto insurance myths are often rooted in truth but become distorted as information moves from one person to another. However, with a competent agent like Right Choice Insurance and Taxes of Tucson, AZ, we can help demystify common auto insurance myths crowding the industry.

The color of your vehicle affects the auto insurance premium

This myth is widely peddled; you might mistake it for gospel truth. Folks out there will convince you that the color of your car (especially red) affects the auto insurance premium. This statement isn’t true. Auto insurance companies consider the below factors when computing your auto insurance rate.

• Vehicle model
• Age, gender, education level, and occupation
• Claim history
• Driving record
• Credit rating

As you can see, color isn’t one of the considerations. Your insurance company doesn’t even know the color of your vehicle.

State-required auto insurance is adequate.

While observing the minimum state-required auto insurance is vital, it doesn’t give optimal coverage. The state minimums don’t protect your vehicle. Instead, they cover bodily injury and property damage caused to third parties. For this reason, you should consider the below auto insurance coverages for maximum protection.

• Comprehensive coverage to protect your vehicle against non-collision perils.
• Collision coverage to protect your vehicle against accident-related damages.
• Medical payments coverage to pay for medical expenses for injuries you or your passengers sustain in an accident.
• Underinsured/uninsured motorist coverage to protect you against motorists carrying little or no insurance.

Personal auto insurance covers your car if used for business

Commercial auto insurance is designed to protect vehicles used for commercial purposes. If you use your vehicle to run business errands, it won’t be covered by personal auto insurance in an accident.

Traffic violations automatically lead to higher premiums

While traffic tickets like DUI and speeding may increase your auto insurance rate, minor traffic offenses like parking tickets don’t affect your auto insurance rate. 

Do you need more facts on auto insurance? Contact Right Choice Insurance and Taxes for more information. Better yet, you can visit our Tucson, AZ offices to speak to one of our agents in person.