Arizona Motorcycle Insurance Requirements

When you purchase a motorcycle for your transportation in Tucson, AZ, just like owning a car, you’ll need liability insurance to protect the other drivers on the road. The state sets motorcycle insurance minimums, required by state law, just like auto insurance.

State Required Coverage

Right Choice Insurance and Taxes offers both the liability insurance policies that the state requires of each bike owner and the comprehensive, collision and roadside assistance coverage you need to protect your bike and finances. In Arizona, each bike owner must carry at least the following liability insurance coverage:

  • bodily injury coverage in the amount of $15,000 per person per accident,
  • bodily injury coverage in the amount of $30,000 total per accident,
  • property damage coverage in the amount of $10,000 per accident.

Those coverages protect the other drivers, bikers, and pedestrians on the road by paying for their medical care and repairs to their bikes if you cause an accident that harms them or their property.

Adding Coverage to Protect Your Bike

While liability reimburses the others on the road in the event that you cause an accident, collision and comprehensive coverage will reimburse you for damage to your own ride. Collision covers you if you damage your bike in a single-vehicle accident. Comprehensive covers you if a natural hazard, such as hail, fire, falling branches, etc., damages your motorcycle.

Make the Right Choice

Arizona doesn’t give you an option of whether to purchase motorcycle insurance, but you do get to choose where you buy it. Contact our team of insurance experts at Right Choice Insurance and Taxes in Tucson, AZ for the motorcycle insurance coverage you need to protect your finances and your bike.